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Loan How do I apply for a home equity loan? Regulations regarding home equity loan applications vary from state to state. Visit your local branch or call our Member Service Center to learn about the specifics of your state. Does Advancial have student loans? Yes, you must be a full time student and an Advancial member to apply. To learn more about our student loans, visit Other Loans. How do I get the available money from my signature loan? You must either visit your local branch or mail your request in writing to our Member Service Center. Please include your signature, last four digits of your Social Security number and your date of birth. Does the interest vary from new or used vehicles? No, Advancial’s rates for new and used vehicles are the same. How much of my automobile can I finance through Advancial? You can finance up to 100 percent of your auto loan with Advancial. In addition to the MSRP of the vehicle, you may also finance tax, title and license. How long does it take to get approved after submitting a loan application? Loan approval normally takes about one business day.
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