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Rates effective 2/6/2012

 

All rates listed below as Annual Percentage Rate (APR)

  Rate Discount
Points
Origination
Fees
APR
Loan Programs

30 Yr Fixed*

3.875% 0.00%  1.00%   4.03% 

15 Yr Fixed*

 3.250%   0.00%  1.00%  3.45% 
Jumbo 30 Year Fixed

4.125%

0.00%

1.00%

4.29%

Jumbo 15 Year Fixed

3.625%

0.00%

1.00%

3.84%

3/1 Adjustable

2.500%

0.00%

1.00%

2.61%

5/1 Adjustable

2.625%

0.00%

1.00%

2.74%

7/1 Adjustable

3.000%

0.00%

1.00%

3.12%

10/1 Adjustable 

 3.375%   0.00%   1.00%   3.51% 
Jumbo 3/1 ARM

2.625%

0.00%

1.00%

2.74%

Jumbo 5/1 ARM

2.875%

0.00%

1.00%

2.99%

Jumbo 7/1 ARM

3.250%

0.00%

1.00%

3.38%

*Rates for loan amounts $250,000 - $417,000. Please contact an Advancial Mortgage Loan Officer at 888.876.2328 for more information and rates on lower loan amounts.  

Assumptions and Disclaimer

Rates and/or points are subject to change at any time until you apply for a loan and "lock-in" a rate.
Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Rates and points vary widely for loan amounts above $417,000* (see last bullet point), and/or for investment property loans.
Each quote above represents a "lock-in" period of 30 days, meaning that if you applied for a loan today and choose to "lock-in"; we will guarantee the rate and points for 30 days.
Each quote based on a purchase money mortgage with a minimum loan amount of $100,000 (except Jumbo loans), minimum FICO score of 740 and 20% down payment.  Please contact the Mortgage Department for pricing on loan amounts under $100,000 at 888.876.2328
Jumbo loans include loan amounts over $625,500 in Alaska, Hawaii, Guam and the U.S. Virgin Islands; $417,000 in all other states.
 

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