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Mortgages | | Fixed Rate Loan | Adjustable Rate Mortgage (ARM) | Balloon Option |
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| Recommended for: | Members who plan to live in their house for many years and prefer the stability of fixed monthly payments. | Members who prefer lower initial payments because they plan to live in their house for only a few years or expect a significant increase in income in the future. | Members who plan to stay in their home for several years and prefer lower monthly payments. | | Loan Term | 10, 15, 20, 30 or 40 years | 1/1, 3/1, 5/1, 7/1, 10/1 | 7 years | | Online Mortgage Account Access | Yes | Yes | Yes | | Jumbo Loan Available | Loans over $417,000 | Loans over $417,000 | No | | Interest First Loans Available | Yes | Yes | No | | 24 Hour Online/Telephone Application | Yes | Yes | Yes | | |  Click Here to Learn More | Click Here to Learn More | Click Here to Learn More |
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