| blank | | Savings | | | Annual Percentage Yield (APY) | Dividend Rate | Daily Balance Required to Earn Dividends | | Savings | 0.40% | 0.40% | $100 | | IRA | 0.60% | 0.60% | $25 |
| Rates effective from 03/08/2010 to 03/14/2010 | | Checking* | | | Annual Percentage Yield (APY) | Dividend Rate | Daily Balance Required to Earn Dividends | | Award | 0.51% | 0.51% | $0.01 |
| | | | Money Market | | | Annual Percentage Yield (APY) | Dividend Rate | Daily Balance Required to Earn Dividends | | Money Market | 0.54% | 0.54% | $2,500 | | | 0.79% | 0.79% | $25,000 | | | 1.04% | 1.04% | $50,000 |
| | Money Musketeers/Dinero Teens** | 
| Annual Percentage Yield (APY) | Dividend Rate | Daily Balance Required to Earn Dividends | | Savings | 0.40% | 0.40% | $5 | | Starter Certificate ($100 Money Musketeer min./$250 Dinero min.) | 1.42% | 1.41% | |
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| Certificates | | | Regular & IRA Certificate $1,000 Minimum | Junior Jumbo & IRA Junior Jumbo Certificates
$25,000 Minimum | Jumbo & IRA Jumbo Certificate
$50,000 Minimum | | | Annual Percentage Yield (APY) | Dividend Rate | Annual Percentage Yield (APY) | Dividend Rate | Annual Percentage Yield (APY) | Dividend Rate | | 3 months | 1.25% | 1.24% | 1.35% | 1.34% | 1.45% | 1.44% | | 6 months | 1.31% | 1.30% | 1.41% | 1.40% | 1.51% | 1.50% | | 1 year | 1.42% | 1.41% | 1.52% | 1.51% | 1.62% | 1.61% | | 18 months | 1.68% | 1.67% | 1.78% | 1.77% | 1.89% | 1.87% | | 2 years | 1.99% | 1.97% | 2.09% | 2.07% | 2.19% | 2.17% | | 3 years | 2.44% | 2.41% | 2.54% | 2.51% | 2.64% | 2.61% | | 4 years | 2.94% | 2.90% | 3.04% | 3.00% | 3.14% | 3.10% | | 5 years | 3.48% | 3.43% | 3.59% | 3.53% | 3.69% | 3.63% |
All rates are subject to change without prior notification. Contact us for current rates, fees and other terms that may apply to our accounts at 800.322.2709 or 214.880.0141. The APY figure assumes the principal and earned dividends remain on deposit until maturity. Fees may reduce earnings. There is a penalty for early withdrawal. All IRA account types include Traditional and Roth IRAs. * Minimum balance to open a checking account is $25.00. ** Must meet age requirements to participate.
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